Discover Interest Free

12 months interest free* 

This allows you to repay your purchase over 12 months with easy weekly, fortnightly or monthly repayments. Now is the time to update the furniture in your home!

Minimum finance amounts for humm90, new purchases only:

Interest Free Term Minimum Finance Amount
12 months $800


Custom Made Orders
A lounge that is being especially made for you will require a 30% deposit. The balance of the order can still be financed with up to 12 months interest free (dependent on finance amounts above).

*Approved applicants only. Fees, terms, conditions and minimum finance amount $800 apply, including $99 Annual Fee charged at the time the first debit is charged to your humm90 Account and annually on the anniversary of that date. When you have met the Interest Free Criteria, the Annual Fee must be paid in full within the Interest Free Period or it will attract interest. If you do not meet the Interest Free Criteria the Annual Fee will attract interest from the date the Annual Fee is debited to your humm90 Account. Interest (charged at the Expired Promotional Rate) payable on outstanding balances after the Interest Free Period in relational to the promotional offer. ^The indicative repayments is only an estimate and results should be used as an indication only. They do not represent either a quote or pre-qualification or approval. To take advantage of the Interest Free Period, the indicative monthly repayments stated would need to be made by the due date for each statement period. Therefore, you repay the purchase amount on your humm90 Mastercard in full within the Interest Free Period. This monthly repayment excludes the $99 Annual Fee. The indicative monthly repayment is the finance amount divided by the Interest Free Period. The indicative repayments assumes no additional purchases, cash withdrawals, fees or charges are incurred. See humm90.com/au for current interest rates. Only available at humm90 retail partners. humm®90 provided by humm Cards Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415. Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Credit provided by humm Cards Australia Pty Ltd ABN 31 099 651 877 Australia Credit Licence number 247415.

Applying online is simple.

  1. Select your nearest Nick Scali showroom
  2. Apply online in minutes
  3. Receive the decision via SMS
  4. Then visit your selected Nick Scali showroom to sign your documents and select your goods

Click Here to Apply Online (In Minutes)

* Stock items - a stock item includes the following:


1.Casegoods, which include dining tables, chairs, entertainment or TV units, buffets, rugs, coffee and lamp tables, consoles and mirrors require a minimum 30% deposit. The balance of the order can still be financed with up to 12 months interest free (dependent on finance amounts above).

2.Lounges that are part of our Stock program require a minimum 30% deposit. The balance of the order can still be financed with up to 12 months interest free (dependent on finance amounts above).

3.Floorstock or Clearance Items require a minimum 30% deposit. The balance of the order can still be financed with up to 12 months interest free (dependent on finance amounts above).

Please ask one of our consultants in-store for details.

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